The Financial Advisers Act (FAA) came into effect in October 2002. It has been more than 20 years ever since. This book delves into the history and background of the financial advisory industry way before the FAA came into effect in 2002. Looking through the eyes of three veterans of the industry, the insurance and financial advisory industries come to life through the pages of this book. This book is not just a reflection of the past, but also a projection of the future. Financial advisers – whether aspiring or experienced – will find this a refreshing read about the days of the past, as well as a clear look into the crystal ball about the days of the future. Not only that, ‘Story of the Financial Advisory Industry in Singapore’ also contains practical tips on how to excel in one’s insurance and financial advisory careers. It is both a memoir and a guide book, all wrapped into one, so that any reader – whether a financial adviser, insurance adviser or an entrepreneur in another field – will benefit from the experiences of the veterans within the book.